Each level of membership at USA Cycling includes Spot’s on-the-bike injury insurance. Policies range from event-specific coverage to $0 deductible plans that offer 24/7 on-the-the bike coverage .
This season, all Plus-levels of membership include Spot’s $0 deductible on-the-bike injury insurance—you’re covered anytime you’re on two wheels. This policy works whether you have health insurance or not, and coordinates with any existing insurance plans you may have.
Memberships Included in this plan: Junior+, Race+, International+
Learn more about these membership options and upgrade your membership
Not racing but want ultimate peace of mind in the saddle? The new Ride+ membership includes Spot’s $0 deductible on-the-bike injury coverage. This membership is designed for any cycling enthusiast—whether members of local cycling clubs, gran fondo riders, or adventure cyclists—and offers peace of mind and financial protection anytime you’re on two wheels, both domestically and internationally. The policy works whether you have health insurance or not, and coordinates with any existing insurance plans you may have.
Memberships Included in this plan: Ride+
Standard levels of membership and one-day racing licenses include injury coverage while participating in sanctioned USA Cycling events and activities. This policy provides supplemental coverage with a deductible that matches your primary medical policy’s deductible, with a maximum deductible of $5,000. If you do not have primary medical insurance, then the deductible is $5,000.
Memberships Included in this plan: Junior, Race, International
Access your account, review your policy, and file a claim on Spot’s website. If you are accessing your account for the first time, you will need to activate your account by clicking the link below—log in using the email address affiliated with your USA Cycling membership.