insurance

USA Cycling, Inc. has general liability and rider accident insurance that covers association events for which a permit has been issued. This insurance covers road, track, mountain biking, cyclo-cross, collegiate and pro events.
 

USA Cycling race directors, clubs and coaches can submit information online to receive no obligation quotes and bind insurance coverage for ancillary event liability for their USA Cycling permitted events. The need for this protection arises from the fact that the USA Cycling sanctioned event liability and event accident medical insurance policy is primarily designed to provide coverage for participants only. It does extend liability protection against spectator lawsuits for actions related to the actual race (i.e. rider loses control and collides with a spectator), but it does not extend coverage for ancillary non-racing activities like concerts, vending, expo, concessions, demonstrations, etc.

This information only summarizes the policies below and is just an overview. Coverage is subject to the terms, conditions and exclusions of the policy(ies). Should a discrepancy occur between this synopsis of coverage and the actual terms, conditions and exclusions of the policy(ies), the policy(ies) terms, conditions and exclusion will prevail.
 

• Event Insurance Summary
• Non-Owned/Hired Automobile Insurance Application
• Non-Owned/Hired Motorcycle Insurance Application

• Rider Accident Policy
• Filing Accident Reports
• USOC SafeTrip Brochure

• 2025 Club General Liability Insurance Application
• 2025 Local Association General Liability Insurance Application
• Directors and Officers Liability Insurance

• Optional 2025 Coaches Liability Insurance Application
• Optional 2025 Mechanics Liability Insurance Application
• Optional 24x7 Accident Medical Insurance for Members
• Optional Major Medical Insurance for Members